Bridging the Gap Between Traditional Banks & Hard Money

We offer loan programs for Investment Residential, and Commercial Properties.

As direct portfolio lenders, Velocity Mortgage Capital provides loans when other lenders can't. Using Velocity's 'No Income Verification' program, you'll offer your customers competitive rates and terms while generating new revenue streams today, and into the future.

Key Loan Features

  • Rates as low as 6.74%
  • Funding from $75K to $5MM
  • LTVs up to 75%
  • No pay stubs or tax statements required
  • 650+ mid FICO qualifies
  • Brokers can earn up to 5 points on each deal (2 YSP)
  • Correspondent relationships offered
  • No balloons- 30 year amortized term with a 3 or 8 year fixed period
  • Investor 1-4, Multi-family, Mixed-use Office, Retail, Warehouse, Automotive Service and more


Investor 1-4 Loans

These investment properties include single family homes, condos, town homes and 2-4 unit buildings. As long as the property is non-owner occupied, and is used for investment purposes, Velocity can provide a loan for your borrower. Maximum loan amount is $750k on SFRs and $2 million on 2-4 unit buildings with up to 70% LTV. Loan sizes over $2 million, are considered on a case by case basis. Impounds required. Loan is assumable at lender’s discretion. Program unavailable in AK, MN, ND, SD, and VT.

Traditional I

Velocity's Traditional I program extends to multi-family (5+ units) and mixed-use buildings. Maximum loan amount is $5 million with LTV up to 75%. Impounds required. Loan is assumable at lender’s discretion. Program unavailable in IL, MI, ND, SD, TN, and VT.

Traditional II

Our Traditional II program is designed for office buildings, general retail, warehouse, self- storage and automotive services. Maximum loan amount is $5 million with an LTV of 70%. Program unavailable in IL, MI, ND, SD, TN, and VT.

Recent Deals

As featured in


Marketing Strategies for Mortgage Brokers Part 3: In-Person Networking
This is part 3 of a 5-part series aimed at helping mortgage brokers develop a marketing strategy that is both effective and manageable. Be sure to check back or subscribe to our blog for more tips. It's important to realize that in order to create an effective marketing initiative, it's not necessary to be a pro in every aspect, but rather be able to incorporate a few different tactics done very well. While we are big fans of the power of social media for generating new leads, it's important not to overlook good old-fashioned in-person networking.