Smart Loans for
Smart Investors
Built for brokers who need fast decisions, flexible underwriting, and a lender that delivers. Providing smart, flexible financing solutions that help America’s small‑business owners and real estate investors acquire, improve, and grow their portfolios.
Fast, flexible financing—delivered with responsive service through a wholesale platform built for brokers.
Over the past 20 years, we’ve helped transform the investment lending space—closing billions in loans while staying true to the nimble, solutions-first mindset that defined us from the start. Our team thrives on speed, transparency, and the ability to deliver exceptional service.
We specialize in small-balance investment property financing for 1–4 unit residential, multifamily, mixed-use, and commercial properties—giving brokers the flexibility and common-sense underwriting they need to serve a wide range of investor clients nationwide.
What We Do
We provide comprehensive investment property financing solutions through a wholesale platform built to support brokers.
Velocity is Trusted
With two decades of experience and over $10 billion in funded loans, Velocity has earned the trust of brokers and investors nationwide. Our reputation is built on doing what others can’t—delivering fast, reliable financing with full transparency, even when traditional lenders fall short.
Brokers Like Velocity
We’re more than a lender—we’re a strategic partner. Brokers choose Velocity because we understand the nuances of your business. With competitive programs, fast approvals, and a responsive support team, we help you close more deals—faster. Our streamlined Broker Portal makes submitting and tracking loans easy, giving you the tools to move at the speed of opportunity.
Our Philosophy
At Velocity, we believe in flexible, real-world lending that serves the needs of investors and brokers alike. By taking a practical, common-sense approach to underwriting, we find solutions where others see roadblocks—because smart lending should never be one-size-fits-all.
Overview of Some of Our Programs
Learn about our loan products and how they can work for you.
Let’s Get Started
Join thousands of successful brokers who trust Velocity Mortgage Capital for their financing needs.
Wholesale lender. Applications submitted through licensed mortgage brokers. Borrowers: contact your preferred broker to get started.
