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Mortgage 
Programs

Different loans for
different borrowers.

Every borrower that steps into your office has a unique vision – and a unique set of circumstances that have led them to you. Our alternative, asset‑based mortgage programs allow brokers to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed entrepreneurs and small business owners.

Here's a summary of the residential investment and commercial mortgage programs we offer.

FlexPerm_program

FlexPerm Loan

Lock in long-term financing and avoid the balloon payment associated with most private money loans.

Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan
for up to 30 years.

Key Features

  • Great for qualifying W-2, self-employed investors and small business owners.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

CreditQuick_Program

Fast50 Loan

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.
  • No seasoning of ownership required.
  • Improved pricing compared to our FlexPerm program.
  • Derogatory mortgage history is OK.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

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Brokers

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Borrowers

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