Mortgage 
Programs

Different loans for
different borrowers.

Every borrower that steps into your office has a unique vision – and a unique set of circumstances that have led them to you. Our wide range of alternative, asset‑based mortgage programs allow brokers to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed entrepreneurs and small business owners.

Here's a summary of the residential investment and commercial mortgage programs we offer.

FlexPerm_program

FlexPerm Loan

Uncomplicated and flexible with longer terms.

With flexible underwriting and longer terms, our FlexPerm Loan is designed for investors seeking a simple financing solution for purchase or refinance, along with the flexibility to remain in the loan for up to 30 years.

Key Features

  • Great for qualifying W-2 and self-employed investors.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.
  • Available as a 3-year-fixed or 8-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
FixandFlip_Program

ARV Pro Loan

A short-term “fix-and-flip” solution.

Our ARV Pro Loan is the best short-term solution for acquiring and improving property value. It's designed for “fix-and-flip” investors seeking a short-term, interest-only solution that's based on the property's “as repaired value” (ARV).

Key Features

  • Allows borrowers to finance improvements.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • A higher LTV than hard money lenders.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
CreditQuick_Program2

Credit QuickFix Loan

A higher LTV alternative to hard money.

With its higher LTV ratio, our Credit QuickFix Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

Key Features

  • A higher LTV than hard money options.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • Perfect for acquiring or leveraging real estate with deferred maintenance.

Property Types

  • Investor 1-4 ( SFR, Condo, and 2-4 Units)
CreditQuick_Program

Fast50 Loan

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.
  • No seasoning of ownership required.
  • Improved pricing compared to our FlexPerm program.
  • Derogatory mortgage history is okay.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Expand your business by helping others do the same.

To learn more, fill out the form and one of our team members will contact you shortly. Or call us directly at (866) 505-FUND.

If you are a borrower, we will share the information you provide with one of our preferred brokers.